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  • Bankruptcy in Canada FAQ
    • What is personal bankruptcy in Canada?
    • How do I start the personal bankruptcy process in Canada?
    • How much will filing bankruptcy cost me?
    • Bankruptcy in Canada – how long does it last?
    • What happens to my assets and what can I keep when I file for personal bankruptcy?
    • What happens to my car or vehicle if I am financing it?
    • Can I keep my home in bankruptcy?
    • What happens to my income tax refund?
    • Will filing for personal bankruptcy stop a wage garnishment and collection agencies?
    • Bankruptcy process: what happens when you declare bankruptcy in Canada?
    • What debts are unaffected by bankruptcy?
    • Student loans and bankruptcy in Canada
    • How long will my bankruptcy remain on my credit report?
    • How can I rebuild credit after I finish my bankruptcy?
    • Will filing for personal bankruptcy affect my spouse or co-signer of my debts?
    • What is a Licensed Insolvency Trustee?
    • Who oversees the personal bankruptcy process in Canada?
    • Will I have to attend bankruptcy court?
    • Situations where you cannnot file for bankruptcy
    • Case Study: What to expect if you file for bankruptcy
    • Case Study: Understanding the Bankruptcy Discharge
    • Case Study: Bankruptcy and Surplus Income
  • What is a consumer proposal in Canada?
    • What is consumer proposal in Canada?
    • How do I start the consumer proposal process in Canada?
    • Will filing a consumer proposal stop wage garnishments and collection agencies?
    • What happens during the consumer proposal process?
    • How are fees paid in a consumer proposal?
    • How long does my consumer proposal last?
    • What happens to my assets if I file a consumer proposal?
    • What happens to my income tax refund?
    • After a consumer proposal
    • Consumer proposal credit rating
    • Consumer proposal pros and cons
    • Consumer Proposal Calculator
    • Case Study: Submitting a Consumer Proposal to Your Creditors
  • Ask
    • Browse Our AnswersBefore submitting a new question, we encourage you to browse our database to see if your question has already been answered.
    • Ask Your QuestionConfidently and confidentially ask a trustee your personal bankruptcy or consumer proposal question here.
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    Bankruptcy in Canada

    Welcome to Bankruptcy in Canada – all your questions about filing personal bankruptcy, consumer proposals, and other debt management options in Canada can be answered here by Licensed Insolvency Trustees. We welcome you to start with our Consumer Proposal FAQs or our Personal Bankruptcy in Canada FAQs.

    Frequently Asked Questions (FAQs) about Bankruptcy in Canada:

    Canadian bankruptcy law

    Will I lose my house if I file for bankruptcy in Canada?

    Bankruptcy in Canada - how long does it last?

    What happens when you declare Bankruptcy in Canada?

    What is a Consumer Proposal in Canada?

    Consumer Proposal Calculator - how much does a Consumer Proposal cost?

    Our Trustee Replies

    • after discharge
    • Consumer Proposal Creditor still reporting
    • assets
    • How much access does my trustee have to my bank account?
    • Proof required for non-discretionary expenses?

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